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All Debt Consolidations is here to help you. If you are overwhelmed by credit card debt, you’re not alone. Consumer debt reached over 1.4 trillion dollars last year. What’s more, the average American family has at least two credit cards and owes balances of $10,000. Mortgage payments, car payments, financial aid, personal loans, Visa, Mastercard, American Express, and Discover credit cards are easier than ever to obtain.